Policies

The policies listed below may be viewed with Acrobat Reader or another program which will read PDF file formats.

 

       
  Policy/Collection Policies - Workout Policy.pdf

Policy/Collection Policies - ChargeOff Policy.pdf

Policy\Collection Policies - Bankruptcy.pdf

Policy/Collection Policies - Foreclosure Policy.pdf

Policy/Collection Policies - General Collection Policy.pdf

Policy/Collection Policies - Repossession Policy.pdf

Policy/Deposit Account Policies - Bank Secrecy Act.pdf

Policy/Deposit Account Policies - Business Services Policy.pdf

Policy/Deposit Account Policies - Electronic Fund Transfer.pdf

 Policy\Deposit Account Policies - Deceased Member Account.pdf

Policy/Deposit Account Policies - Dormant-Inactive Account Policy.pdf

Policy/Deposit Account Policies - Expedited Funds Availability Act Policy.pdf

Policy\Deposit Account Policies - Membership and Share Accounts Policy.pdf

Policy/Deposit Account Policies - Truth-in-Savings Act Policy.pdf

Policy\Deposit Account Policies - Unclaimed Property Policy.pdf

Policy\LOAN APPROVAL AUTHORITY MATRIX.pdf

Policy/LOAN POLICIES - CO-SIGNER-GUARANTOR LOAN POLICIES.pdf

Policy/LOAN POLICIES - CREDIT BULDER LOAN.pdf

Policy\LOAN POLICIES - F.A.C.T.A Risk-Based Pricing Notices.pdf

Policy/LOAN POLICIES - FIVE YEAR ARM (IN HOUSE).pdf

Policy/LOAN POLICIES - FIVE, TEN & FIFTEEN- YEAR FIXED RATE MORTGAGE.pdf

Policy\LOAN POLICIES - GENERAL CONSUMER POLICY STATEMENTS.pdf

Policy/LOAN POLICIES - GENERAL MORTGAGE LOAN POLICY.pdf

LOAN POLICIES - INDIRECT DEALER FINANCING.pdf

Policy/LOAN POLICIES - HELOC POLICY.pdf

Policy\LOAN POLICIES - LINE OF CREDIT (REVOLVING) LOAN POLICIES.pdf

Policy/LOAN POLICIES - SHARE SECURED LOAN - M.14.pdf

Policy/LOAN POLICIES - SIGNATURE LOAN POLICY.pdf

Policy/LOAN POLICIES - SINGLE PAYMENT LOAN POLICIES.pdf

 Policy\LOAN POLICIES - SKIP PAYMENT PROGRAM.pdf

Policy/LOAN POLICIES - VISA M.17.pdf

 

 

Policy\Operating Policies - Abusive Member.pdf

Policy\Operating Policies - ACH Management Policy.pdf

Policy\Operating Policies - Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies.pdf

Policy\Operating Policies - Allowance for Loan and Lease Loss.pdf

Policy/Operating Policies - Authorizations.pdf

 Policy\Operating Policies - Asset-Liability Management and Interest Rate Risk Policy.pdf

Policy/Operating Policies - Bank Bribery Act Policy.pdf

Policy/Operating Policies - Board Meeting Attendance Policy.pdf

Policy/Operating Policies - Budgetary and Financial Control.pdf

Policy/Operating Policies - Cash Control Policy.pdf

Policy\Operating Policies - Code of Ethics for Directors and Volunteers.pdf

Policy/Operating Policies - Do-Not-Call Policy.pdf

Policy/Operating Policies - E-Commerce Policy.pdf

Policy/Operating Policies - FAIR CREDIT REPORTING ACT.pdf

Policy/Operating Policies - Fraud Policy.pdf

Policy/Operating Policies- Investment Policy.pdf

Policy/Operating Policies - Management Succession.pdf

Policy/Operating Policies - Marketing Policy.pdf

 Policy\Operating Policies - OFAC Policy.pdf

Policy/Operating Policies - Organization.pdf

Policy/Operating Policies - Privacy Policy (Notice).pdf

Policy/Operating Policies - Purchase Log - Addendum to Purchasing Policy.pdf

Policy/Operating Policies - Purchasing and Payment Authorization.pdf

Policy/Operating Policies - Record Retention Policy.pdf

Policy/Operating Policies - Regulation GG - Unlawful Internet Gambling.pdf

Policy\Operating Policies - Right to Financial Privacy Policy.pdf

Policy/Operating Policies - SAFE Act.pdf

Policy/Operating Policies - Safe Deposit Box Policy.pdf

Policy\Operating Policies - Security Policy.pdf

Policy/Operating Policies - Software Policy.pdf

Policy/Operating Policies - Travel and Conference Policy.pdf

Policy\Operating Policies - Vendor Due Diligence.pdf

Policy\Operating Policies - Whistleblower Policy.pdf

Policy/Personnel Handbook.pdf